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Checkout Accounts
Simplify your checkout process with our Dynamic Checkout Accounts. For every customer transaction, we instantly generate a unique, one-time account number linked to your master wallet—making it easy to collect, automate reconciliation, and eliminate errors.
CUSTOMER SEGMENT
Businesses
Checkout virtual accounts enable automatic and real-time reconciliation, ensuring each payment is instantly matched to the correct customer or order without manual effort.
Embedly's checkout accounts offer a faster, more secure, and scalable payment experience, especially for businesses handling large transaction volumes. By allowing users to pay via familiar bank transfers or mobile money, they also increase trust and reduce friction during checkout.
The virtual accounts can be one-time or transactional, created for a single purchase and expiring after use. We offer dynamic account numbers that can be used once for collections.
VIRTUAL CHECKOUTS
Use Cases
E-commerce Platforms
Virtual accounts allow customers to pay via bank transfer, with each payment automatically linked to the specific order. This enables real-time confirmation and reduces the need for manual reconciliation or proof of payment.
Food Delivery & On-Demand Services
Customers can pay for orders through generated virtual accounts, enabling quick and secure payment without needing a debit card. Payments are instantly confirmed, allowing for faster dispatch and improved service reliability.
Wallet Funding & Digital Finance Apps
Users are assigned static virtual accounts to fund their wallets anytime via bank transfer or mobile money. Funds reflect in real time, offering a seamless and always-available top-up experience.
Subscription-Based Platforms
Virtual accounts enable customers to pay for one-time or recurring subscriptions using direct transfers. These accounts can be reused, making ongoing billing more convenient and accessible for non-card users.
Marketplaces and Aggregator
Each seller or transaction can be linked to a virtual account, allowing customer payments to be routed accurately within the platform. This supports automated settlements, transparent accounting, and scalable multi-vendor operations.
Types of Accounts
One-time/transactional
Used once per checkout session; expires after payment
Order-specific
Linked only to a particular order ID, useful for marketplaces
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'Embedly®' is a trading name and registered trademark of Sterling Bank Limited. Registered office: 20 Marina Rd., Lagos Island, Lagos. Sterling Bank Limited is a licensed Bank, regulated by the Central Bank of Nigeria (CBN) and deposits held are insured by the Nigeria Deposit Insurance Corporation (NDIC). Embedly is a subsidiary of Sterling Group PLC.
The entities above are duly authorized to operate under the Embedly brand and trademarks.
The information on this website does not constitute investment advice or a recommendation or a solicitation to engage in any investment activity.
Any interaction with this website constitutes an individual and voluntary operation on the part of the person accessing it. This website and its content should not be understood as an invitation for the contracting and/or acquisition of Embedly's financial services and products.
The information on this website may only be copied with the express written permission of Embedly.
Embedly complies with the Payment Card Industry Data Security Standard (PCI DSS) to ensure your security and privacy. We conduct regular vulnerability scans and penetration tests in accordance with the PCI DSS requirements for our business model.