Infrastructure Provider for Embedded Finance
Embedly offers APIs for wallet creation, card issuance, transfers, and a real-time dashboard — enabling fast, seamless digital finance.
- Company
- Products
- Pricing
- Developers
- Support
Join our Growing Number of Trusted Clients
FEATURES
Build, Launch, and Grow!
Unlock the same embedded finance infrastructure trusted by top platforms-without paying premium rates. Our APIs deliver seamless collection, processing, and settlement, so you can build, scale, and save.
Instant Settlement
We enable instant settlements for merchants, sellers, and businesses, embedding banking features with our integration.
Smart Business Wallets
Create accounts in seconds to collect payments from your customers via multiple channels — without the high enterprise mark-up costs and reconciliation.
Instant Card Issuance
Create cards on the fly to manage business expenses or issue to your team. Stay in control with virtual or PCI DSS certified physical cards.
Custom User Experience
Use embedded payments within the same platform improving conversion rates and user experience.
From Startup to Scale-Up
Built for Growth
Whether you're just starting out or managing high transaction volumes regularly, Embedly grows with you.
Designed to adapt as your business scales, our infrastructure is flexible, secure, and ready to support everything from a handful of transactions to millions.
99.99% uptime
- Reliable infrastructure, always on.
5x faster onboarding
- Compared to traditional payment processors.
40% reduction in manual finance ops
- Thanks to automation.
Industries We Work With
Secure Your Market with Embedded Finance
Whether you're just starting out or managing high transaction volumes regularly,
Embedly grows with you.
E-commerce & Retail
Embedded finance powers retail platforms with features like BNPL, integrated payments, and loyalty wallets. These tools simplify the checkout process, increase conversion rates, and make shopping more flexible. By offering financing options, retailers can attract price-sensitive buyers and boost order values, while delivering a smoother customer experience.
Fintech & SaaS
Healthcare
Real Estate & Property Management
Hospitality & Travel
Logistics & Supply Chain
Agriculture
Education & Edtech
Transportation & Mobility
Gig Economy & Freelancing Platforms
DYNAMIC SCALING
Built for Businesses
As we scale, we are committed to serving millions of businesses, providing them with the infrastructure they need to manage their finances effectively and efficiently.
Embedly provides a robust, integrated financial ecosystem that supports both businesses and their customers. We enable seamless, reliable, and secure transactions, facilitating the growth of digital finance across diverse industries in Africa.
300+
Onboarded clients
20k+
Active Wallets
N2bn+
Processed Payments
HOW IT WORKS
You're in Full Control
Set up in minutes. Start moving money with confidence — no complex setup, no waiting weeks.
1
Choose Your Integration Type
Get started with just your business info. Integrate Embedly into your offering with our API solutions.
2
Create Accounts
Create one or multiple digital wallets tailored to your needs — for collecting payments, organizing finances, or sending out payouts.
3
Deploy and Drive Growth
Accept funds directly into your wallets from customers, platforms, or partners using flexible methods — card, bank transfer, or APIs.
4
Schedule or Send Payouts
Move money whenever and wherever you need — instantly or on a custom schedule.
5
Monitor & Optimise
Use your real-time dashboard to gain insights, download reports, and optimize your cash flow operations.
TESTIMONIALS
Customers Say it Best
“Embedly's tools power everything from payments to rewards. Our customers pay with ease and earn instantly. They've helped us drive loyalty, simplify payments, and build a cashless ecosystem that keeps our customers coming back.”
Kelechi Nwaozuzu, GM at Café One
FREQUENTLY ASKED QUESTIONS
Know More. Move Faster.
Can't find the answers you're looking for?
How long does it take to get set up?
Setting up your account takes just a few minutes. Once your business is verified, you'll get instant access to your dashboard, where you can create wallets, issue virtual cards, and start collecting payments right away. No complex onboarding, no weeks-long approval processes.
How secure is the platform?
Can I integrate with my existing systems?
What are the onboarding requirements for merchants?
Do you support teams and permission management?
Is there a sandbox environment for testing?
Can't find the answers you're looking for?
Get Started
Ready to Launch?
Follow Us
© Copyright. Embedly. 2025
'Embedly®' is a trading name and registered trademark of Sterling Bank Limited. Registered office: 20 Marina Rd., Lagos Island, Lagos. Sterling Bank Limited is a licensed Bank, regulated by the Central Bank of Nigeria (CBN) and deposits held are insured by the Nigeria Deposit Insurance Corporation (NDIC). Embedly is a subsidiary of Sterling Group PLC.
The entities above are duly authorized to operate under the Embedly brand and trademarks.
The information on this website does not constitute investment advice or a recommendation or a solicitation to engage in any investment activity.
Any interaction with this website constitutes an individual and voluntary operation on the part of the person accessing it. This website and its content should not be understood as an invitation for the contracting and/or acquisition of Embedly's financial services and products.
The information on this website may only be copied with the express written permission of Embedly.
Embedly complies with the Payment Card Industry Data Security Standard (PCI DSS) to ensure your security and privacy. We conduct regular vulnerability scans and penetration tests in accordance with the PCI DSS requirements for our business model.